These Terms of Service govern the use of the services, materials, websites, publications, communications, and research outputs provided by EWC Investments and, where separately applicable, any legally distinct EWC-related entity.

EWC Investments is a Greek research-based financial insights and education company headquartered in Thessaloniki and Athens, Greece, with National Registration Number 180706306000.

EWC Investments specializes in producing research, educational material, market analysis, strategic financial studies, and digital finance commentary, with a focus on cryptocurrencies, digital assets, financial markets, digital banking, tokenization, macroeconomic trends, and the future structure of finance.

EWC Investments does not operate as a regulated hedge fund, investment fund, broker, bank, investment firm, portfolio manager, custodian, or licensed financial advisory entity. EWC Investments does not hold, receive, manage, custody, pool, or transfer client funds. EWC Investments does not execute transactions on behalf of clients.

All materials, communications, and research outputs provided by EWC Investments are intended for educational, informational, analytical, and research purposes only.

EWC Imperium Capital Ltd. is a separate legal entity and is currently not active / under construction. It does not currently provide services to the public. Any future services, if launched, will be governed by their own applicable terms, legal framework, and regulatory status.

By accessing or using any website, service, report, publication, research note, consultation, educational material, or communication provided by EWC Investments, you agree to comply with these Terms of Service.

EWC Investments — Greece

EWC Investments provides:

• Academic-style research.
• Digital finance education.
• Cryptocurrency and digital asset analysis.
• Market commentary and strategic financial studies.
• Research reports and public abstracts.
• Educational briefings and professional knowledge resources.
• General market insights relating to digital finance, crypto markets, macro trends, tokenization, digital banking, and financial transformation.

All services provided by EWC Investments are limited to research, education, analysis, and informational interpretation.

EWC Investments does not provide:

• Regulated investment advice.
• Portfolio management.
• Asset management.
• Fund management.
• Brokerage services.
• Custodial services.
• Execution of trades.
• Handling of client money.
• Solicitation to invest in securities, crypto assets, funds, or financial instruments.
• Personalized financial recommendations requiring a regulated license.

Any investment decision made by a reader, client, subscriber, student, or user remains entirely their own responsibility.

EWC Imperium Capital Ltd. — BVI

EWC Imperium Capital Ltd. is a separate legal entity and is currently not active / under construction.

It does not currently operate as an active fund, does not accept investor capital, does not conduct public investment activity, and does not provide services through these Terms unless and until formally activated under its own legal and regulatory framework.

EWC Investments and EWC Imperium Capital Ltd. are legally distinct entities.

All content produced or distributed by EWC Investments, including reports, educational materials, digital asset research, strategic essays, consultations, website content, market commentary, and communications, is provided for educational and informational purposes only.

Such content should not be interpreted as:

• Financial advice.
• Investment advice.
• Legal advice.
• Tax advice.
• Accounting advice.
• Portfolio management.
• A guarantee of performance.
• A recommendation to buy, sell, hold, or trade any asset.
• An offer or solicitation to invest.
• A regulated financial service.

Research may include opinions, scenarios, forecasts, probabilities, assumptions, strategic interpretations, and market assessments. These are inherently uncertain and may change as new information becomes available.

Markets are volatile. Digital assets, cryptocurrencies, equities, commodities, and other financial instruments may involve substantial risk, including the risk of loss.

Users, readers, clients, and recipients of EWC Investments materials remain fully responsible for their own decisions.

Before acting on any research, analysis, or educational content, users should conduct their own due diligence and, where necessary, consult qualified legal, tax, financial, investment, or regulatory professionals.

EWC Investments does not guarantee:

• Profit.
• Capital preservation.
• Market accuracy.
• Future performance.
• Investment suitability.
• Any specific financial outcome.

Any decision to invest, trade, allocate capital, hold assets, sell assets, or rely on a market thesis is made solely by the individual or entity making that decision.

Financial markets and digital asset markets involve risk. Prices may rise or fall sharply. Crypto assets may be highly volatile, illiquid, technologically complex, exposed to regulatory uncertainty, or subject to operational risks.

EWC Investments shall not be liable for any direct, indirect, incidental, consequential, financial, reputational, or other loss arising from:

• Use of EWC Investments materials.
• Reliance on research, analysis, or commentary.
• Market movements.
• Investment decisions made by users.
• Misinterpretation of educational material.
• Third-party platform failures.
• Regulatory changes.
• Technical failures.
• Third-party conduct.
• Any action taken independently by a user or client.

EWC Investments provides research and education. It does not control markets, client decisions, exchanges, brokers, banks, custodians, regulators, or third-party service providers.

EWC Investments operates in Greece as a research and education company in the digital finance and crypto sector.

It is not licensed or regulated as a hedge fund, investment firm, broker, bank, asset manager, portfolio manager, or financial advisory company.

The company’s activities are limited to research, education, publication, analysis, and informational services.

EWC Investments does not hold itself out as providing regulated financial services, and no communication should be understood as creating an advisory, fiduciary, custodial, brokerage, or asset-management relationship.

EWC Investments and EWC Imperium Capital Ltd. are legally separate entities.

Neither entity is responsible for the obligations, actions, omissions, liabilities, services, or activities of the other, unless expressly stated in a separate written agreement.

EWC Imperium Capital Ltd. is currently not active / under construction and should not be understood as currently offering public investment services.

Any future services of EWC Imperium Capital Ltd., if launched, will be governed by separate documentation, legal terms, regulatory disclosures, and applicable laws.

EWC Investments may refer to, discuss, cite, or link to third-party websites, exchanges, financial platforms, media outlets, institutions, service providers, banks, research sources, or public data providers.

EWC Investments is not responsible for the content, accuracy, availability, reliability, security, policies, actions, or omissions of third parties.

Any use of third-party platforms or services is at the user’s own risk and subject to the terms and policies of those third parties.

All EWC Investments research materials, reports, educational content, website content, frameworks, strategic essays, graphics, written analysis, and brand materials are the intellectual property of EWC Investments unless otherwise stated.

Users may not reproduce, distribute, resell, modify, publish, or commercially exploit EWC Investments materials without prior written authorization.

Publicly available materials may be shared only with proper attribution and in accordance with applicable copyright rules and website terms.

These Terms of Service, as they relate to EWC Investments, are governed by the laws of Greece.

Any dispute arising from the use of EWC Investments services, materials, websites, publications, or communications shall be subject to the competent courts of Greece, unless otherwise required by applicable law.

EWC Imperium Capital Ltd., as a separate legal entity, will be subject to its own applicable jurisdictional and legal framework if and when it becomes active.

By accessing, reading, purchasing, receiving, or using any EWC Investments research, educational material, consultation, website content, or communication, you confirm that you understand and accept these Terms of Service.

You further acknowledge that EWC Investments provides research and education only, and that all financial decisions remain solely your own responsibility.